Market Insights

Unveiling the cost shift of dialysis care to employers

A June 2022 Supreme Court ruling illuminated the significant issues in the widely accepted dialysis care for-profit models. While legislation that would impose new coverage requirements does not appear to be included in the 2023 Omnibus Spending Package at this time, significant challenges for patients and insurers are still very much in play.

Group Benefits General Agency Recap - September 2022

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - August 2022

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - July 2022

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - June 2022

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - May 2022

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - Apr. 2022

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - Mar. 2022

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - Jan. 2022

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - Feb. 2022

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - Dec. 2021

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - Nov. 2021

Check out these articles from Amwins Connect that you may have missed last month.

How Alzheimer's Could Impact Employee Benefits Offerings

November is National Alzheimer’s Awareness Month in the U.S., and its goal is to bring public awareness to the warning signs of dementia and challenge the stigmas and misinformation surrounding the disease.   It’s also an opportunity to talk to clients about how chronic conditions like dementia and Alzheimer’s can impact the workplace and potentially influence employee benefits offerings.  

Group Benefits General Agency Recap - Oct. 2021

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - Aug./Sept. 2021

Check out these articles from Amwins Connect that you may have missed last month.

The Bottom Line of Benefits for a 5 Generation Workforce

Today’s workforce is the first to cover a range of five generations that includes: the Silent Generation, Baby Boomers, Generation X, Millennials and Generation Z, whom together are greatly changing the Group Benefits landscape. In this article learn more about the importance of creating tailored benefits programs that have multigenerational appeal.

Group Benefits General Agency Recap - July 2021

Check out these articles from Amwins Connect that you may have missed last month.

Group Benefits General Agency Recap - May/June 2021

Check out these articles from Amwins Connect that you may have missed last month.

Stop Loss Market Update Q1 & Q2 2021

This state of the market report examines the many factors contributing to the uncertainty and volatility of the market as we look toward 2022 and provides some meaningful and actionable insights regarding emerging market trends.

3 Ways Brokers Can Ensure a Positive Insurance Claims Experience for Self-Funded Clients

Experts warn that under the Affordable Care Act, the number of catastrophic losses will only worsen. Brokers need to ask themselves how they can become advocates for and protect the budgets of their self-funded employers as a growing number must pay catastrophic claims?

How Less Can Be More for Stop-Loss Insurance Programs

What is a stop-loss coalition? Whether you call it a preferred partner arrangement, stop-loss panel or block consolidation, this arrangement consolidates insurance by reducing the number of vendors used. This strategy, when executed efficiently, comes with a variety of benefits.

The Six Attributes of a Highly Successful Broker-MGU Relationship

Working with a Managing General Underwriter (MGU) can be one of your most beneficial relationships, helping you build your book while addressing your clients’ major insurance issues. However, selecting the right MGU partner is important. 

Four Reasons Why Reference Based Pricing Could Become the Norm for Self-Insured Employer Groups

Ever increasing health care costs are a concern for both employers and their employees today. One of the factors driving health care costs ever skyward is the lack of standardized pricing for services and procedures performed on a daily basis across the country. Closing the gap with reference-based pricing could help reduce that price variance.

Everything Self-funded Employers Need to Know About Contraception Coverage But Are Afraid to Ask

Given the headlines regarding the issue of providing contraception coverage, brokers may be wondering how their self-funded clients fit into the puzzle. While there is no simple answer, an explanation of how these recent events currently affect self-insured employers and Third Party Administrators (TPAs) might shed some light on the situation.

ACA Costs and Regulations Drive Self-Funding Down Market

The right self-funded medical plan can provide smaller employers with the same health care advantages already being realized by their larger counterparts. 

Three Key Components that Help Employees on the Path to Wellness and Productivity

Physical, mental and financial burdens add to an employee's stress, impacting wellness and productivity. Savvy employers are taking steps to address these sources of tension with wellness programs.

What is Critical Illness Insurance?

A common misconception that critical illness insurance is enhanced or supplemental medical coverage for an individual diagnosed with a condition such as cancer differs from the reality that this is a financial benefit.