Market Insights

Stay informed on emerging issues and trends in the insurance industry.

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State of the Market - 2025 Outlook for Small Business and Personal Lines

This comprehensive State of the Market report presents expert analyses from personal lines and small business specialists on the factors shaping these market conditions. They provide critical insights into rate trends, capacity and shifting coverage patterns across the United States.

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Featured

Real Estate Casualty Market Hardening Enters Uncharted Territory

Market cycles are nothing new to the insurance industry; however, the hardening in real estate is unique both due to its persistency and severity. We are seeing a combination of restricted terms, diminished coverage, increased rates and greater underwriting scrutiny unlike anything in recent memory.

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State of the Market - 2025 Outlook for Small Business and Personal Lines

State of the Market - 2025 Outlook

As the Sharing Economy Evolves, So Do the Risks

Insurance Claims at Lloyd's – How Does it Work?

Shifting Dynamics in the Public Entity Casualty Market

Carbon Sequestration 101: Understanding the Risks and Finding Insurance Solutions

Leveraging Captives for Greater Control and Customization

Real Estate Casualty Market Hardening Enters Uncharted Territory

CGL Exclusions Common to Construction-Related Claims

Contractor’s General Liability – 11 Common Coverage Limitation Endorsements

Mass Exit: Coverage in the Human Services Industry Increasingly Hard to Come By

Spike in Accommodation Complaints Increases Employers’ EPL Risk

Facultative Reinsurance: Casualty Market Update

Going Global Brings New Risks

State of the Market Report – A Focus on the Hospitality Industry

Adaptability is Paramount When It Comes to Private Equity Coverage

State of the Market 2024 Outlook

State of the Market Report: Real Estate

State of the Market - Q1 2023

Navigating Health Hazard Exclusions in Cannabis Product Liability Policies

Need for Product Recall Insurance Increases as FDA Budget Expands

Tips to Reduce Risk of Worker Injuries in Renewable Energy

How to Help Landlords Avoid High Judgement Habitability Claims

Renewable Energy Initiatives Expose New Insurance Risks

Pull Cords: Benefit or Liability for Senior Living Facilities?

Major Growth on the Horizon for Minor Cannabinoids Adds to Cannabis Insurance Complexities

Liability Insurance Strategies Can Help Protect Businesses from Punitive Damages Losses

When Are Risk Retention Groups the Right Option for Medical Professional Liability?

Contractor Pollution Risk: Insurance Claims Can Offer Clues to Best Coverage Options

Vaccine Mandates Could Impact Costs, Conditions for Employment Practices Liability (EPLI) Policies

Combatting California Fires Might Mean “Wild” Insurance Ideas

Limited Wildfire Capacity Sparks Broker Creativity

Liability Policies: Understanding How Abuse and Molestation Exclusions Impact Insurance Coverage

Insights from TMPAA State of Program Business Study 2021

Forever Chemicals: Time is Running Out to Get Coverage for PFAS

Top 5 Challenges for Insuring the Cannabis Industry

4 Coverage Issues Impacting the Hemp and CBD Industries

Silent Cyber: An Issue Making Noise Across Industries and Coverage Lines

The Ripple Effect of Social Inflation and Nuclear Verdicts on the Insurance Industry

CAB Usage in Underwriting Truckers

PFAS: The Risk of Forever Chemicals to Manufacturers, Distributors and Municipalities

Unpacking Warehouse Legal Liability

5 Strategies for Successful Small Business Renewals During COVID

What Product Recall Insurance and Risk Mitigation Plan Is Right for Your Clients?

Insurance Impacts of COVID-19 on the Healthcare and Senior Living Industry

Mind the Gap: COVID-19's Impact on the Logistics Industry

State of the U.S. Logistics Insurance Market

Lloyd’s & the London Market’s Response to COVID-19

COVID-19 Claims Advice

Statute of Limitations Changes Cast a Shadow on Public Entities