Trucking Occupational Accident

The transportation industry fuels the economy, so proper on-the-job protection is paramount for the drivers who support it. Occupational accident insurance provides independent contractors/owner-operators (ineligible for workers’ compensation) versatile coverage for work-related injuries.

Amwins Specialty Casualty Solutions (ASCS) is a trusted expert in trucking occupational accident, combining our extensive workers’ compensation experience with our niche transportation knowledge to deliver a solution that is built to address today’s industry challenges. Coverage is provided through an A-XII rated carrier and claims and are managed by a trucking industry specialist.

You can count on us for

Hands-on guidance for plan transitions
Blended program builds based on driver classification
First-class claims handling through Gallagher Bassett, including a dedicated claims adjustor to ensure consistency
Additional in-house claims resources
Transparency of coverage - no hidden exclusions
Quality coverage through an “A-“XII rated carrier

Coverage highlights include

Medical, disability, death and dismemberment benefits for accidents that occur on the job
Generous disability coverages that help drivers save on out-of-pocket costs
Flexible policies
Accounts of all sizes
Passenger accident and non-occupational coverages (select plans)
Customizable with add-on protection like:
- Occupational disease
- Hernia
- Occupational cumulative trauma
- Emergency evacuation

Additional coverages include

Contingent liability
Workers’ compensation

Transportation risk profile

Trucking (predominantly long-haul operations, including auto transport, moving and storage, flatbed haulers and refuse haulers)
Couriers and delivery (including Amazon and FedEX)
Bus companies
In business for at least three years
Satisfactory DOT rating
Full-time safety directory
Ineligible risks: Hazardous exposures, including chemical, gas + oil hauling
No more than 10% team drivers

Submission requirements

Completed application
Five years of currently valued loss runs
Lease agreement
Current enrolled drivers list, to include:
- Driver count by state (resident and terminal state)
- Date of birth
Historic enrollment
- Benefit summary (if applicable)

Availability

All States except NC, NV and NJ (if corporation)

Value-added transportation service

As an ASCS client, we offer a value-added service to help you keep up with the speed of business. MeshVI, a data-management system, is designed to streamline your operations, improve accuracy and eliminate unnecessary work.

Find out how it works