For hospitals and healthcare systems, it doesn't get more premier than this.

The Premier insurance program offers specialized hospital insurance products with pre-negotiated terms, conditions and coverage enhancements in the following lines of business:

Hospital Professional Liability

• Together with our carrier partners, we transform hospital professional liability insurance into an overall risk improvement performance program to help hospitals and healthcare systems meet financial and patient safety objectives. We offer unique retrospective return premium enhancements and educational benefits for employed and contracted physicians. Our program has the capability to offer primary coverage and any excess layers that qualify for our enhancements.

Property

• Protecting property and assets is one of the most important investments for healthcare organizations. Our programs are designed to protect our clients from financial loss by providing the most innovative risk transfer products in the market. We include in-depth benchmarking analysis, appraisal subsidies, specialized engineering services and rate protection for first-year renewals.

Data Privacy Liability

• Our partnership is with one of most highly regarded insurance markets that is devoted to hospitals and healthcare systems. Our program provides unprecedented coverage, risk services and education in all aspects of today's cyber market, including ransomware, breach response expertise, regulatory fines, business interruption and network security. We offer virtual educational workshops with the most experienced privacy firms in the country. Program benefit includes a no claims bonus return premium. 

Excess Workers' Compensation

• The combination of a financially strong and leading excess workers' compensation carrier, program longevity, exceptional risk management resources, enhanced coverage, and a true profit sharing component with favorable program experience make this program unique. This legacy program includes the most profound hospital insureds in the country. The retention rate has exceeded 95% consistently on an annual basis for the last 15 years.

Healthcare Management Liability

• Combining the expertise of management liability and healthcare underwriters, this program offers enhanced management liability coverage that is precisely tailored to the needs of healthcare organizations. Automatic coverage enhancements are included at no additional premium, and risk management premium credits are among this program’s unique enhancements. Portfolio coverage available that includes fiduciary, crime, kidnap & ransom and active shooter.