Workers’ Compensation - Healthcare

National workers’ compensation solution for the healthcare industry.
workers' compensation healthcare

Healthcare is among the fastest-growing industries in the economy.
 

Healthcare touches the lives of nearly everyone at some point.  Employment in healthcare occupations is projected to grow 15% from 2019 to 2029, adding 2.4 million new jobs - more jobs than any other group.                                                 

Healthcare workers experience some of the highest rates of work-related injuries across all industry sectors, and workers’ compensation claims present a myriad of challenges for everyone involved.  We understand how workplace injuries affect your clients’ businesses both financially and operationally.  Partnering with us leverages our deep knowledge of the healthcare industry, while helping you manage healthcare workers’ compensation risks. 

Amwins Program UnderwritersAmeriComp Healthcare insurance program offers mono-line workers' compensation coverage for a variety of healthcare related operations including home healthcare, medical staffing, hospice providers, nursing homes, assisted living facilities, and miscellaneous healthcare providers (including surgery centers and labs). Our program partners with carriers providing specialized loss prevention services and exemplary claim services.

 

Eligible accounts

• Assisted living facilities
• Clerical (heath care related)
• Clinics
• Closed pharmacies
• Community hospitals
• Continuing care retirement communities
• Convalescent homes
• Dental/admin assistants
• Doctor’s offices
• Health care related corporate offices
• Home health care providers
• Hospice providers (except NY)
• Hospitals
• Infusion therapy providers
  • Medical equipment suppliers
• Medical staffing
• Mental health counseling
• Nurse registry
• Nursing (RN, LPN, LVN, CNA)
• Outside sales
• Physical therapy / occ. health
• Retail pharmacies
• Retirement centers
• Skilled nursing home facilities (except NY)
• Teachers/instructors (medical or health care related)
• Visiting nurse agencies
• Volunteers & donated labor/services
(cannot be greater than 15% of total exposure)                      



Program highlights

  • Integrated claims management (provided by third party administrator)
    • 5-star provider benchmarking providing quality care for injured or ill employees*
      • 40% shorter claim duration
      • 68% less incurred cost
      • 73% faster return-to-work
      • 46% lower litigation rates
    • Clinical consultation to facilitate self-care or quality treatment up front*
      • 52% reduction in prescription drug costs
    • Expert resources including nurses, bill reviewers, return to work specialists
    • Dedicated specialists available 24 hours a day, 365 days a year
  • Loss control services – telephonic or physical surveys and detailed loss control recommendations are available based on the account
  • Flexible “Pay-As-You-Go” premium payment option via SmartPay Solutions


Submission requirements

  • Completed industry standard applications
  • AmeriComp Healthcare supplemental application
  • Three to five years of currently valued loss runs
  • Experience modification worksheet
  • Minimum of three years prior, continuous workers' compensation coverage


Please send submissions to: 
americomp.hc.apu@amwins.com


*Statistics provided by a third party claims management administrator

 

Workers' Compensation - Healthcare
Program details

 

Availability

This program is available in all U.S. states

 

Minimum premium

$10,000


 

Limits

Various



Carrier

A.M. Best Rated "A"



 

 

Contact Us

Benjamin Cavallaro
Senior Underwriter
Amwins Program Underwriters - Portsmouth, NH
603.836.0176 benjamin.cavallaro@amwins.com
Eric Langlois
Underwriting Specialist
Amwins Program Underwriters - Williston, VT
802.391.2190 eric.langlois@amwins.com