Fire Sprinkler Contractors
Fire Sprinkler Contractors
The U.S. fire sprinkler market reached a value of $4.7B in 2020.
Setting up fire sprinkler systems can be a long, arduous process. Fire sprinkler contractors face unique risks and protecting their interests can be challenging.
With technological advancements and product innovations, the market for fire sprinklers has increasingly gained traction. The growing rate of construction of commercial units including offices, retail shops, commercial centers, entertainment centers, hospitals and schools is catalyzing the demand for fire sprinklers in the U.S.
Amwins Program Underwriters’ two Fire Sprinkler Contractors programs (SprinklerPro and Fire Sprinkler Select) have serviced the insurance needs of the fire sprinkler industry for more than a decade. We value expertise and relationships equally - creating partnerships that deliver and last. Because your challenges are our privilege. And when you win, we all win.
The appetite for both programs includes fire sprinkler contractors that design, fabricate, install, test, service and repair sprinkler suppression systems including pre-action or deluge water systems, and systems utilizing halon, inergen, FM 200, foam, or CO2.
SprinklerPro
(minimum premium: $25,000)
Availability
This program is available in all U.S. states, except: HI, New York City (Bronx, Brooklyn, Manhattan, Queens, Staten Island boroughs); Nassau County, NY and Suffolk County, NY
Coverage
- General liability - $1M/$2M limits
- Professional liability
- Contractors pollution liability including microbial substance (mold / fungus)
- Umbrella/excess liability – follow form over primary including pollution, microbial substance and professional liability to $15M limits
Program highlights
- Blanket additional insured including primary and not contributing
- Blanket waiver of subrogation
- Blanket per project aggregate
- No exclusion or limitation endorsement for residential or CPVC work
Carrier(s)
A.M. Best Rated A+
Submission requirements
- Completed industry standard applications
- SprinklerPro supplemental application
- Current and four years prior loss Information
- Current financial statement
- Project list showing top 10 jobs within the past three years
Fire Sprinkler Select
(minimum premium: $10,000)
Availability
This program is available in all U.S. states, except: AK, HI, New York State, and Cook County, Illinois
Coverage
- General liability, including E&O
- Optional jobsite pollution
- Umbrella liability
- Excess liability
Special extensions available
(as required by written contract)
- Additional insured/waiver of subrogation
– “Automatic”
– Scheduled entities - Per job aggregate
- Employee benefits liability
- Primary/non-contributory
Carrier
A.M. Best Rated "A" (Excellent), XV
Submission requirements
- Industry standard application
- Fire Sprinkler Select supplemental application
- Currently valued loss runs – valued within past 90 days and including details of any losses in excess of $10,000
- Firms in business less than five years require owner’s and key personnel’s resumes
