Dump Trucks

An insurance program for commercial trucking professionals with dump and roll-off fleets ranging from 1-100 power units.
dump trucks

Whether navigating off-road or driving onto construction sites, we help protect your clients no matter the terrain.

As construction activity climbs higher, particularly in residential construction, demand for Dump Truck services is expected to grow.  Additionally, over the next five years, government funding for highways and other infrastructure related projects is anticipated to rise substantially, increasing demand for dump truck industry services and operators. 

With decades of experience in the Commercial Auto Transportation industry, our team of niche transportation experts has a deep understanding of the commercial operations and unique needs of this class of business, helping you create customized risk management solutions for your clients.

TUMI, part of the Amwins Underwriting division, offers a package program for professional truckers that haul sand, gravel, and other aggregate materials.  Roll-off containers that transport construction debris and agricultural products can also be considered.  We understand how the impact of an unexpected crisis can have devastating effects on your insureds’ business.  Our specialists focus on product knowledge, precision, expediency and trust, allowing trucking operators to focus on what they do best – managing their people, building their business, and transporting goods across the country.


Eligible accounts

  • Commercial trucking professionals engaged in transporting sand, gravel, and other aggregate materials, as well as those hauling roll-off containers for construction debris and agricultural products
  • Fleets ranging from 1 to 100 power units
  • *Some restrictions on older power units


Ineligible accounts

  • New ventures
  • Scrap metal haulers
  • Garbage trucks
  • Mix in transit
  • Hazmat
  • Frac sand

Coverage & limits

  • Auto liability - $1M
  • General liability - $1M
  • Physical damage on a stated amount basis
  • Deductible options available
  • Excess limits available

Additional program highlights

  • Underwriters provide a fast turnaround on quotes
  • Dedicated and highly experienced claims management team
  • Forward-facing cameras are provided for all insureds
  • Telematics solution is available to insureds

Dump Trucks
Insurance Program details


Availability

The program is available in all states EXCEPT:
AK, CT, DC, KY, HI, LA, MA, MI, NY, RI, WA, WI.


Minimum premium

Varies

Carriers

A.M. Best rated "A" (Excellent)
Admitted & non-admitted

 

Frequently Asked Questions (FAQs):

Can you write operations outside of dump trucks?

Yes, we write roll-off container haulers, tractors pulling, dump trailers, side dumps and dry bulk pneumatic tankers. 

Do you have a minimum power unit requirement?

No, we will write all accounts with 1-100 power units. 

How many years in business do you require?

We require 3+ years in business. For accounts with more than 14 power units, 5+ years is required.

Does the program have a radius limitation?

Yes, our dump truck program is designed for local to intermediate radius operations.

Can you accept drivers with less than 2 years of CDL experience?

No, our dump truck insurance program requires drivers to have 3+ years of CDL experience.

 

Contact Us

Nick Blankenship
Underwriter
Trinity Underwriting Managers (TUMI)
912.450.8721 nick.blankenship@amwins.com

Brochures