Whether it's equestrian activities, waterpark exposures, or skeet shooting, we understand your clients’ risks.

Businesses that operate resort hotels, spas, inns, and other lodging establishments face many risks.  Amwins Program Underwriters developed the Destination Resorts & Hotels insurance program for businesses operating independently owned destination resorts, resort hotels, destination spa hotels, boutique hotels, large-scale recreational planned communities, upscale sportsman's lodges, and guest ranches.

The Destination Resorts & Hotels team is made up of specialists in the resort industry and is focused on providing you with industry-specific loss control and risk management services - helping you find optimal protection for your insureds.

Eligible accounts

• Destination resorts and resort hotels with multiple leisure and recreation activities
• Sportsmen's lodges
• Boutique hotels
• Destination spa hotels
• Luxury guest ranches
• Country inns
  

Ineligible accounts

• Affordable housing
• Apartments
• Country clubs with no overnight accommodations
• Franchised hotels
• Monoline coverage
• Motels
• Resort condominiums
• Senior living facilities
• Timeshares
• Timeshare condominiums
• Urban hotels

Coverage

• Property with:
  • Hospitality and leisure enhancements
  • Historic hotel building valuation
  • Tee to green
• Flood and earthquake
• Equipment breakdown
• Automobile (except in HI), can only be written in conjunction with the package policy
• Crime
• Workers' compensation 
• General liability:
  • Security guard liability
  • Herbicide and pesticide application coverage
  • Employee benefits liability
  • Liquor liability
  • Salon or spa professional
  • Abuse & molestation
• Inland marine including:
  • Computer equipment
  • Fine arts
  • Golf course and grounds maintenance equipment
  • Golf carts
  • Umbrella - underlying GL must be written to provide umbrella coverage

Coverage is provided on an admitted basis unless otherwise indicated.

Loss control

The Destination Resorts & Hotels program is built around the concept of providing industry-specific loss control and risk management services.  

Claim management

All claims under the Destination Resorts & Hotels program will be handled by dedicated claim professionals.  One of our program’s greatest strengths is our ability to integrate specialized claims handling, loss control, and prevention techniques for this market segment.