Solutions:

Brokerage

Small Accounts

Underwriting

Global Risks

Group Benefits

Contractors Package Policy

Exclusive program designed for the contracting sector that combines contractors professional (E&O), pollution liability and employment practices liability.

Amwins Brokerage has joined forces with a leading insurer (A.M. Best rated A+ XIV) to create Contractors Blueprint, an innovative program designed for the contracting sector.

This exclusive package program fills potential coverage gaps with a comprehensive combination of three distinct coverage parts: contractors professional (E&O), pollution liability, and employment practices liability.

Coverages

Contractors Professional

Broad coverage
Includes mitigation costs coverage
Includes protective coverage, in excess of design professionals insurance

Contractors Pollution liability

Includes Completed Operations
Transportation Pollution Liability - first & third party
Non-owned disposal site coverage
Broad definition of pollutants, including mold, legionella, etc.
Blanket additional insured

Employment Practices Liability

Broad definition of Insureds as respects the EPL coverage, including the addition of independent contractors when indemnified by the Insured
Inclusion of a third-party coverage insuring agreement for actual or alleged discrimination or harassment brought by outside parties
Broad definition of employment practices wrongful act, including workplace bullying, sexual harassment inclusive of “quid pro quo” and hostile work environment, and negligent supervision, training, hiring or retention

Target Clients

Commercial general contractors and artisan contractors, including but not limited to:

Siders
Painters
Roofers
Landscapers
Carpenters

Highlights

Limits up to $5M
Low deductibles
Can consider separate limits for each coverage
Available nationally
Minimum premium $7,500

Submission Requirements

Blueprint application (proprietary)
Confirmation of any prior coverage (policy + loss/runs)

Contact Us

David Lewison

EVP, National Professional Lines Practice Leader

Amwins Insurance Brokerage, LLC - New York City, NY

212.858.8975 david.lewison@amwins.com

Learn More

Amwins Contractors Blueprint Overview

Resources + articles

Stay up-to-date on emerging industry trends and topics.

Builder’s Risk Insurance: What Costs Are Covered in the Event of a Loss?

Because no two construction projects are the same, builder’s risk policies and coverages can vary widely depending on the insurer. For retail agents and brokers to best serve their commercial construction clients, they need to be familiar with potential risk exposures and the optional coverages available to mitigate expenses in the event of a loss.

Insurance Claims for Construction Defects: Defining Single vs. Multiple Occurrences

For decades insurers have treated construction defect lawsuits as a single occurrence within controlled insurance programs. Now, however, there is a growing trend among a small consortium of insurers to treat each alleged defect as a separate occurrence. Retail agents need to be aware of how definitions might be applied, so they can guide their clients and set appropriate expectations for coverages.

Construction Safety Strategies to Help Lower Workers’ Comp Claims

If your insureds are looking for ways to reduce the costs of workers’ compensation insurance and remain competitive when bidding jobs, mitigating risk with a safety program is a good place to start. This article will examine the top four construction-related injuries and some safety measures to prevent them.

Infrastructure Act Likely to Influence Builder’s Risk Market

At a time when the industry is still experiencing construction delays related to ongoing supply chain issues and lack of manpower, the additional demands from the Infrastructure Investment and Jobs Act (IIJA) will present both challenges and opportunities for general contractors as well as the retail insurance agents and brokers who serve them. Now is a good time to look at market conditions and talk to your insureds about ongoing trends that are likely to impact future pricing for new projects.

Contractor Pollution Risk: Insurance Claims Can Offer Clues to Best Coverage Options

Nearly every type of business is at risk for some type of environmental exposure and pollution liability. For industries like construction with known hazards and higher risk potential, the variety of insurance policies available can make choosing the appropriate coverage a challenging decision. This article details typical environmental exposures contractors face, the risk level of specific construction activities and how environmental coverages are usually applied.

Construction Industry: Does Umbrella Insurance Have You Covered?

Construction industry insurance requirements say the named insured must provide a minimum limit of $5 million in liability insurance and must protect additional insureds on a primary and noncontributory basis. These requirements can get tricky to meet if the insured chooses to satisfy the dollar amount with a combination of general liability and excess or umbrella insurance.

Four Key Additional Insured Endorsements for Contractors

Construction contract negotiations, which determine the kind and amount of insurance required for a construction project, can be time-consuming, complicated and frustrating. This article discusses four common ISO additional insured endorsements related to commercial general liability policies purchased by contractors, including their limitations, conditions and exclusions.

Related Programs

Manufacturers Package Policy