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Small entities that provide auto servicing work have unique pollution liability needs.  Often, these operations can only find limited add-on pollution liability coverage which doesn’t fully meet their needs or traditional pollution liability policies which are expensive and beyond what is needed.

Many auto servicing operations store and transport waste oil barrels, antifreeze containers, windshield washer fluid, heating oil, and other types of high-risk waste materials.  Other common risks include oil/grease spills, malfunctioning hydraulic lifts, and chemical storage leaks.  While these businesses may not have a financial responsibility requirement, many have pollution liability requirements if a spillage occurs. 

Amwins Program Underwriters’ standalone Auto Dealer’s Pollution program offers flexible deductible options and tail coverage, as well as loading and unloading coverage.  Restoration costs are included in the definition of clean‑up costs, and the policy can honor a previous carrier’s retro dates on new business.  Amwins Program Underwriters’ simple underwriting process involves a fast turnaround time for a quick quote.


Eligible accounts

• Auto dealers
• Repair shops
• Servicing centers
• Motorcycle shops
• RV servicing centers
• Tire dealerships
• Lube shops
• Muffler shops
• Oil change centers
• Transmission repair centers
• Battery stores
  
  

Standard pollution liability coverages

• On/off-site clean up and third party BI and PD
• Automatic coverage for aboveground storage tanks up to 110 gallons
• Ability to schedule aboveground storage tank systems over 110 gallons
• Ability to schedule non-regulated underground storage tank systems
• Automatic coverage for third party contingent liability for waste transportation
• Automatic coverage for third party contingent liability for non-owned waste disposal locations including on-site coverage
  

Submission requirements

• Completed Auto Dealer's Pollution application