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Commercial Auto - Gasoline Haulers & Distributors
Commercial Auto - Gasoline Haulers & Distributors
Classes:
The following are the classes of operations that are currently included in the program:
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Petroleum products including:
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Chemicals and chemical waste by-products
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No accounts that have c-stores, or do any home delivery of heating oil, home delivery of propane or any services associated with this class.
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Low level nuclear is acceptable:
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Furniture, clothing, machinery and parts that have a charge, but no fuel rods or other high octane items. These are usually covered by a nuclear policy.
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Non-hazardous dry bulk such as cement, fly ash, lime, plastic powder and plastic pellets.
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Food grade commodities such as milk, ice cream, vegetable oils, sugars and syrups.
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Tank trailer is mode of transporting the commodities hauled.
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Coverages Include:
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Auto Liability & Auto Physical Damage
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Umbrella (if large enough)
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We will consider the property and the MTC if premium is in excess of $25K and no workers’compensation.
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The minimum for transportation is $100K in auto liability only and a fleet minimum of 20-25 tractor units.
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If tank wash facilities and tank farm locations and terminal locations are involved, we can provide pollution coverages in addition to the P&C.
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The underwriting information needed is as follows:
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Complete ACORD applications, including all coverage needs and schedule, including all coverages and options.
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Supplemental Environmental Transporters application signed and dated.
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5 years hard copy currently validated company loss runs within 90 days of x-date. Also, detail on all losses over $50K.
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3 years audited financial statements.
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Complete drivers list including date of birth & date of hire.
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Copies of current MVRs.
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Resume of key personnel (Safety Director or key safety professionals).
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Copy of vehicle maintenance program.
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Copy of driver training and safety program.
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Driver hiring criteria (written) including what is acceptable from acc/violations, minimum age requirement, and minimum prior experience (tank vs other). Also, include any disciplinary action for monitoring current driving force.
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Does carrier address fatigue management?
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Copy of security plan addressing drivers, vehicles, terminal locations, loading racks and delivery points.
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Copy of accident/spill plan.
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Written procedures for loading and unloading cargo including checks for unloading into the proper container to prevent overfills and mis-deliveries.
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Highlights:
Please access our website www.amwins.com/atu for specific information on agency appointments, program details, applications and other pertinent information.
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