WorkTruckGuard - Trailer & Truck Manufacturers

An insurance program designed to meet the unique exposures of the trailer manufacturing and truck aftermarket industry.

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The WorkTruckGuard program is designed exclusively to meet the unique exposures of the truck equipment industry and trailer manufacturers.  If your client is engaged in the business of manufacturing, assembling or installing truck equipment or in the specialty vehicle or truck aftermarket, there's one insurance program that's well equipped to handle all of your insurance needs, WorkTruckGuard.

Eligibility Requirements

At least 75% of a company's revenue must be generated from truck equipment manufacturing or installation. 

Truck equipment is defined as any equipment that is designed for mounting on bare trucks chassis to convert the truck to a special use vehicle such as, but are not limited to:

  • Ambulance/emergency response trucks
  • Beverage trucks
  • Dump trucks
  • Fire trucks
  • Tow trucks
  • Utility trucks

Trailer manufacturers must generate at least 90% of their total sales through trailer dealers.  Eligible types of trailers include, but are not limited to:

  • Utility trailers
  • Cargo trailers
  • Heavy equipment trailers
  • Horse trailers
  • Semi-trailers

*Trailer dealers are not eligible for the program.

Availability

The program is available in all states.

Coverages*

These coverages have been designed to include enhancements that will meet the special needs of the truck equipment industry.

  • General Liability including Product Liability
  • Property
  • Inland Marine
  • Crime
  • Equipment Breakdown
  • Automobile
  • Umbrella
  • Workers' Compensation

Coverage is provided on an admitted basis unless otherwise indicated.

Submission Requirements

  • Completed Acord applications for each line of coverage desired
  • Completed WorkTruckGuard Supplemental Questionnaire
  • Completed Aerial Device Questionnaire (if applicable)
  • Detailed description of operations
  • Copies of brochures and/or website address
  • 5 years currently valued loss runs with an explanation of any loss over $10,000
  • Completed Business Income worksheet required if requested limit exceeds $750,000 and/or writing coverage on an Agreed Amount basis

Please send submissions to: robin.mucher@amwins.com.

*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage.