Specialized Auto

Providing coverage for specialized segments within the commercial auto industry, including concrete pumpers, cranes, and oversized/overweight vehicles.

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By focusing on a few key commercial auto classes, our underwriters are able to offer an exclusive product that is complementary to a niche class and its needs. And, by partnering with a carrier that is dedicated to this space, we are able to offer the stability that these operations need.

 

Eligible Exposures

  • Concrete Pumpers licensed for road use
  • Cranes licensed for road use
  • Oversized-Overweight

 

Coverages

  • Radius up to 300 miles
  • Auto Liability
  • Auto Physical Damage
  • UM/UIM, Med Pay and Statutory No-Fault
  • Package policies and multi-line discounts available
  • Zurich’s Spill Reporting Online (free to insured) provides 24/7 access, allowing spill generators to:
    • Dispatch clean-up contractors faster
    • Expedite release reporting
    • Keep better track of claims information

 

Limits

  • Automobile and primary liability limits up to $1,000,000
  • General liability coverage must be placed elsewhere naming Zurich as a Certificate Holder

 

Availability

Countrywide except FL, LA, MA, MI, MS, NJ, NY

 

Carrier

A+XV rated, admitted

 

Requirements

  • Commercial Auto Questionnaire
  • Appropriate ACORDs
  • Four years of verifiable loss experience
  • Drivers list including years of experience
  • Current motor vehicle records for all drivers
  • Equipment scheduled reflecting typical unit information, garaging location, stated amount and gross vehicle weight
  • Driver guidelines
  • Operational and safety information
  • Target pricing by line-of-coverage