Roofing Operations

Insurance program for commercial and residential roofing contractors, which includes waterproofing and other related roofing classes.

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Coverages and Highlights

  • General Liability $1M/$2M
  • Excess/Umbrella - $5M in-house authority with higher limits available
  • Per Project Aggregate
  • Fire Damage Legal Liability
  • Medical Payments
  • Contractors Pollution Legal Liability
  • Will consider Hot-Tar and Torch Down work
  • No limitations on the amount of sub-contracted work

 

Special Extensions Available

  • Additional Insured and Waiver of Subrogation (as required by written contract)
    • “Automatic”
    • Scheduled Entities
  • Per Job Aggregate
  • Employee Benefits Liability
  • Primary/Non-Contributory Wording Available
  • Drone coverage available for inspections

 

Minimum Premium

$10,000

 

Carrier

A.M. Best “A” rated

 

Availability

National, except in Alaska, Hawaii, New York State, and Cook County, IL

 

Submission Requirements

  • ACORD Application
  • APU Roofing Supplemental (including five years premium history)
  • Loss Runs – five years valued within past 90 days and details of losses in excess of $10,000
  • Two year job list and/or current certificate holders list
  • Firms in business less than five years, will need owner(s) resume