Rent-ItGuard - Construction Equipment & Party Rental

An insurance program designed for the equipment rental industry.

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Rent-itGuard is equipped to meet the insurance and risk management needs of the equipment rental industry. Rent-itGuard has been designed for businesses engaged in the rental of equipment including light and heavy construction equipment, equipment rental (homeowners), rental stores whose rental operations are greater than 70% of total revenue and party supply rental stores. 

Target Classes of Business (SIC Codes)

  • 735300 Heavy construction equipment rental
  • 735399 Heavy construction equipment rental, nec
  • 735900 Equipment rental and leasing, nec
  • 735901 Home cleaning and maintenance equipment rental services
  • 735999 Equipment rental and leasing, nec, nec
  • 735906 Party supplies and rental services
  • 735909 Musical instrument and rental services


Ineligible Classes

  • Rent to own centers
  • Equipment rental with operators
  • Crane rentals with or without operator
  • Any installation, erection or contracting operations
  • Any watercraft, aircraft or medical equipment rental
  • Automobile or truck rental


This program is available in all states except: AZ, CA & WV.


  • Property
  • General Liability
  • Inland Marine
  • Crime
  • Auto
  • Umbrella
  • Workers' Compensation (available via WorkCompGuard)

Submission Requirements

  • Rent-ItGuard Supplemental
  • ACORD forms completed for all coverage requested
  • 5 years currently valued loss runs (current year; plus prior four years) including a description of any incurred claim over $10,000
  • If multiple buildings, please provide distance between buildings via diagram or a satellite photo
  • Complete copies of Customer Rental Agreement(s)

Please send submissions to:

*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage.