Medical Equipment Providers

MedEquipGuard is an insurance program designed around the specific needs of medical equipment providers.

Contact Us

With over 40 years of experience, APU's MedEquipGuard insurance program offers a package of property and casualty coverages based on the unique specifications of the business.  We have the partnerships and deep understanding of the market exposures and we provide a broad range of coverage.

Target Classes 

  • Home Infusion Therapy
  • Medical Equipment Providers
  • Drug Distributors
  • Equipment Distributors

Ineligible Operations:

  • Mail Order Pharmacies
  • Automobile Installation / Alteration Companies
  • Repair of Other's Used DME for Resale
  • Manufacturers
  • Wholesale Compounding Risks


This program is available in all states.


  • General Liability
  • Professional Liability
  • Non-Owned & Hired Auto (Owned/Commercial Auto not eligible)
  • Property
  • Crime or Fidelity Bond
  • Excess Liability

We may also have markets for:
  • Directors' & Officers' Liability
  • Employment Practices Liability
  • Workers' Compensation (available via WorkCompGuard)

Coverage is provided on an admitted basis unless otherwise indicated.

Submission Requirements

  • MedEquipGuard Application 
  • 5-year current valued loss runs
  • Brochures

Quick Quote

The MedEquipGuard Durable Medical Equipment Short Form will allow us to provide you with a premium indication and not a firm or bindable quotation. Any indication provided is subject to our receipt and review of a full underwriting submission prior to binding.

  • Durable Medical Equipment Short Form Questionnaire

Please send completed applications to:

*This is intended as a brief overview of the coverages offered.  Please ask for complete copies of policies for a full description of coverage.