Environmental Transportation

This program offers the ISO "Pollution Liability-Broadened Coverage for Covered Autos" (CA 9948) and is available for both trucking and business auto risks.

Contact Us

A vehicle accident that results in an environmental hazard is, for most business, an occasional occurrence. Yet every business that is on the road needs to be prepared for such an event. Our exclusive Environmental Transportation program can help your transportation clients handle accidents and spill emergencies.  


Eligible Exposures

  • For-hire petroleum transportation operations
  • Minimum 1% transportation of hazardous materials requiring placards (see Prohibited Exposures)
  • Non-hazardous tank truck or tank trailer operations hauling liquid or dry commodities
  • Bulk food grade commodities (Dry or Liquid Bulk exposure >119gallons, >450 liters, or >1,000 pounds)
  • Class 6 Poison/Toxic Materials Packing Group II and III
  • Hazardous and non-hazardous waste haulers


Prohibited Exposures

  • Class 1 Explosives
  • Class 2.3 Poisonous Gases
  • Class 6 Poison/Toxic Materials, Packing Group I, Hazard Zone A
  • Class 7 Radioactive Materials
  • No direct fueling of aircraft or boats



  • 80% of miles within a 300-mile radius
  • No radius limitation
  • Mono-line coverages available (except GL)
  • Auto physical damage
  • UM/UIM, med pay and statutory no fault
  • Package policies and multi-line discounts available
  • General liability and mis-delivery of liquid products coverage available
  • Auto pollution liability - CA9948
  • Zurich's Spill Reporting Online (free to insured) provides 24/7 access, allowing spill generators to:
    • Dispatch clean-up contractors faster
    • Expedite release reporting
    • Keep better track of claims information



  • Automobile liability up to $1,000,000
  • General liability up to $1,000,000 occurrence, $2,000,000 aggregate



  • Environmental countrywide EXCEPT AK, DC, HI, MA, NJ, NY
  • HazMat countrywide EXCEPT AK, DC, HI, MA, NJ, NY
  • Petroleum haulers countrywide EXCEPT AK, CT, DC, HI, MA, ME, NH, NJ, NY, RI, VT
  • Distributors/Jobbers/Wholesalers are specifically excluded

AmWINS Transportation Underwriters' capabilities and authority vary by state. Click here to view an interactive map with state-specific information including underwriter contact information, binding authority and program markets, and coverages.  


A+ XV rated, admitted

  • Appropriate ACORD applications
  • Minimum four years current valued loss runs
  • Drivers Schedule and MVRs for all drivers
  • Equipment Schedule with garaging location, and GVW
  • Driver guidelines
  • Operational and safety information
  • Target pricing by line-of-coverage
  • Zurich Commercial Auto Questionnaire