Architects & Engineers

A comprehensive insurance program designed for architects, engineers, and other design professionals.

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APU’s Architects & Engineers (A&E) insurance program offers comprehensive liability coverage for architects, engineers, and other design professionals that generate between $1M - $10M in annual revenue.


Target Classes

  • Architects
  • Engineers
  • Other Design Professionals



  • Pre-claims assistance
  • Crisis Management 
  • Pollution
  • Technology
  • No copyright/trademark exclusion
  • Voluntary mediation credit
  • Pre-approved counsel
  • Worldwide Coverage
  • Waiver of Subrogation
  • Consent to settle 50/50
  • Punitive Damages where insurable and most favorable venue
  • Joint Venture Coverage 



  • Primary practice policy limits of $5M per claim / $5M aggregate
  • Specific Project and Specific Client Excess limits are available



  • Admitted in AL, AZ, DE, GA, IA, ID, IN, KS, KY, MD, ME, MI, MN, MO, MT, NC, ND, NE, NH, NJ, NM, NV, NY (NYFTZ), OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, WI & WV with additional filings pending or to be processed in all remaining states (except for AK, HI, and WY).
  • For states where we are currently not admitted and pending state approval, we write on a non-admitted basis.
Download a map of admitted states here.



A.M. Best Rated "A", XIV


Submission Requirements

  • Completed A&E Application (competitor applications are acceptable)
  • Five years of currently valued loss runs

Send a Submission                   Report a Claim