Property

AmWINS is the leading property insurance wholesale broker in the U.S., with the ability to handle a wide range of account size and complexity.

Contact Us

Property Expertise

While AmWINS is the top property wholesaler in the U.S., it's not just because of the $4.7 billion in property premium that we place annually. Our brokers:

  • Are specialists in commercial and habitational real estate, hospitality, construction/inland marine, transportation, energy risks, public entity and CAT-driven schedules
  • Access the latest modeling and risk control resources
  • Access professional claims consulting
  • Participate in a network of property practitioners who collaborate on risks and draw on the team’s vast network to provide solutions for our clients.
  • Have strong relationships at all levels with our carriers

Exclusive Property Products

As the leading property broker, AmWINS is constantly working to provide new product offerings for our clients. Our objective is to provide our brokers and retail clients with competitive proprietary products complementing the capacity delivered by our specialty carrier partners. These products deliver our clients with exclusive capacity affording them a distinct advantage over their competitors.

  • Exclusive access to $300m in CAT A XV rated security
  • Exclusive following form $300m Quota Share facility
  • Exclusive in-house binding facility (SRU) for all risk property CAT specializing in Florida condominiums, multi-family, assisted living facilities and restaurants 

Small Account Binding Authority

Through AmWINS Access, our company’s nationwide binding and small business platform, you benefit from industry-leading technology which both simplifies and accelerates the process of handling small accounts. All of this leads to speed, efficiency, and the best possible terms for your insureds.  

Leading London Platform

AmWINS brokers use the expertise of our London-based colleagues at THB Group to market on behalf of our U.S. retail clients, giving our retail partners the assurance that we are using the full resources within the AmWINS organization to solve their clients’ problems.

Value-Added Services

This high level of expertise allows us to work collaboratively with our carrier partners, providing the support and tools necessary to protect your clients assets and income through hazard identification, evaluation, mitigation, and control by offering supportive and collaborative services that include:

  • Customized program development
  • Catastrophe modeling studies
  • Development of proactive risk management strategies

Areas of Specialty

All Risk Property

Auto Physical Damage Insurance

Builder's Risk

Boiler + Machinery Insurance 

Cargo Insurance

Dealers Open Lot Insurance 

Difference in Conditions

Earthquake Insurance

Flood

HPR / Engineered Risk Insurance 

Motor Truck Cargo Insurance 

Terrorism Insurance

Wind Insurance

Recent Insights

Property & Casualty, Property

Insurance-Linked Securities: Providing Capacity to Catastrophe Risks

07/20/17

Insurance-Linked Securities (ILS) provide alternatives to traditional indemnity-based insurance products by allowing investors to provide capacity, primarily on property catastrophe risks. Whether purchased in addition to a traditional program or in lieu of a traditional setup, ILS arrangements may offer a more efficient use of capital and can be fine-tuned to meet the needs of the insurance buyer.

Property & Casualty, Property

10 Catastrophe Claim Tips for Severe Weather Season

05/16/17

Severe weather can be unpredictable and strike at any time. Help your clients be prepared in the event their property is damaged by a hurricane, tornado, hailstorm or similar disaster with these 10 catastrophe claim tips.

Property & Casualty, Property, Transportation

Railroad Property Business Keeps Rolling

05/16/17

The engine and cars that come down the track are only a small part of the property of any railroad operation. Property exposures are as diverse and complex as railroads themselves and require a specialized approach to navigate the insurance marketplace.

Property & Casualty, Property

Top 10 Costliest Hurricanes in U.S. History

08/11/16

For the insurance industry, a major hurricane making landfall means an enormous number of claims, often resulting in rate increases for insureds and changes to catastrophe models. Check out this infographic which highlights the 10 most costly hurricanes in U.S. history, ranked by estimated insured loss.

Property

Contingent Business Interruption Insurance Covers Losses Beyond a Business’ Control

Business interruption is a common coverage that allows a business to recover revenue lost as a result of a direct physical loss or property damage. But contingent business interruption coverage, while less prevalent, provides an additional layer of protection against losses that result from interruptions to supplier or distributor chains which directly impact the insured’s ability to produce products or deliver services.

Property, Casualty

Aviation Insurance Exposures – Consider the Potential

From a simple slip and fall claim to a complex bodily injury or damage to aircraft claim, airports of all sizes are subject to substantial liability. Aircraft and airport operations seem to be very routine in nature, but when the unexpected loss occurs, proper coverage becomes very important.

Property & Casualty, Property, Construction

3 Exposures to Consider on a Builder's Risk Insurance Policy

The resurging construction industry means that builder's risk submission activity is on the rise. As such, it's important to understand this line of business. Here's an overview of some things to consider on a builder's risk policy.

Property & Casualty, Property

10 Key Changes for the Private Commercial Flood Insurance Market

With the National Flood Insurance Program (NFIP) facing excessive losses, legislative mandates and a growing deficit, the private sector is presented with one of the largest growth opportunities in the P&C market today. But can the challenges causing NFIP’s problems be adequately addressed by the commercial market?

Property & Casualty, Property

8 Key Considerations for a Builder's Risk Insurance Policy

In this article, we review the insurance requirements and considerations when it comes to a builder’s risk policy, including coverage for soft costs and delay in startup/loss of income.

Property & Casualty, Property, Environmental

What Constitutes Property Damage?

Property damage doesn't always mean there was an alteration to structure or contents. In this article, we review a court case in which harmful air quality was ruled as causing “direct physical loss of or damage to” the company’s property.​