Environmental

Our team of environmental specialists maintains an exceptionally strong footprint in the world of environmental exposures, placing more than $140 million in premium annually.

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Property + Casualty

To manage complex environmental risks, it requires expertise in understanding the unique exposures that can result from the activities of a specific industry, as well a thorough understanding of environmental compliance rules and regulations. Our environmental brokers demonstrate this expertise by staying a step ahead of industry changes and regulatory developments, and having a thorough understanding of both state and regional issues.

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London Expertise

As a company, we have built specialized solutions for unique problems, and our environmental practice uses the expertise of our London-based colleagues at THB Group to market on behalf of our U.S. retail clients. This gives our retail partners the assurance that we are using the full resources within the AmWINS organization to solve their clients’ problems.

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Recent Insights

Property & Casualty, Transportation, Environmental

Transportation Pollution Liability: From Point A to B and In Between

02/21/17

When a cement truck turns over and pollutes a stream, how is that insured’s exposure addressed? If a freight hauler is unloading drums of soap and one of those drums turns over and spills into a storm drain, how will the insured be protected? In the environmental marketplace, carriers will offer transportation pollution liability coverage to address these exposures.

Environmental

Environmental Insurance Claims, Part 1: Examples that Can Lead to a Loss

It’s easy to overlook the ways environmental exposures can lead to a loss. That’s why AmWINS and Rockhill Environmental have teamed up to provide a variety of examples that show how claims can arise from these exposures.

Property & Casualty, Casualty, Environmental

Environmental Insurance Claims, Part 2: Leading Questions to Determine Client Exposure

In part one of our article series, AmWINS and Rockhill Environmental teamed up to show some examples that can lead to a loss. Now, in Part II, we outline some leading questions to help clients determine environmental exposure.

Property & Casualty, Casualty, Environmental

Placing Insurance Coverage for the EIFS Contractor

Obtaining coverage for Exterior Insulation Finish Systems, or EIFS, use can be a challenge. That's why understanding the intricacies of these commonly used building applications are so critical.

Property & Casualty, Casualty, Environmental

Insurance Implications of Legionnaires Disease

Many business owners and operators incorrectly assume that their general liability policy will cover them from pollutants and bacteria, such as legionella. In reality, to properly cover such exposures, an Environmental Impairment Liability policy should be purchased and considered a cost of doing business.

Property & Casualty, Casualty, Environmental

Green Construction: Risks and Special Insurance Considerations - Part One

In the first article of our two-part series, we provide a background and introduction to sustainable construction, including essential vocabulary that parties should consider before undertaking a "green" construction project.

Environmental

Green Construction: Risk and Special Insurance Considerations – Part Two

03/15/16

Concluding our two-part series on risks specific to "green" construction, this article highlights three of the most well-known “green” construction suits and discuss industry concerns and best practices.

Property & Casualty, Property, Environmental

What Constitutes Property Damage?

07/21/16

Property damage doesn't always mean there was an alteration to structure or contents. In this article, we review a court case in which harmful air quality was ruled as causing “direct physical loss of or damage to” the company’s property.​