Insights

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Insights

3 Factors Threatening the Nursing Home Liability Market

12/13/16

With ample capacity in nursing home and long-term care liability insurance, competition remains strong among carriers. However, the convergence of three separate events are threatening to create a perfect storm in the marketplace.

Overcoming the Challenges of Placing Multi-Family Real Estate Insurance

09/20/16

Multi-family real estate insurance has become a difficult class to place - many markets have either exited the space or tightened their guidelines. Here are three ways that you can help present risks in the best possible light for underwriters.

What Constitutes Property Damage?

07/21/16

Property damage doesn't always mean there was an alteration to structure or contents. In this article, we review a court case in which harmful air quality was ruled as causing “direct physical loss of or damage to” the company’s property.​

8 Key Considerations for a Builder's Risk Insurance Policy

03/15/16

In this article, we review the insurance requirements and considerations when it comes to a builder’s risk policy, including coverage for soft costs and delay in startup/loss of income.

3 Ways Brokers Can Ensure a Positive Insurance Claims Experience for Self-Funded Clients

Experts warn that under the Affordable Care Act, the number of catastrophic losses will only worsen. Brokers need to ask themselves how they can become advocates for and protect the budgets of their self-funded employers as a growing number must pay catastrophic claims?

How to Soften the Insured vs. Insured Exclusion in Your Client's D&O Insurance Policy

Looking for ways to limit the Insured vs. Insured exclusion in your client's D&O policy? By considering the amendments recommended here, you may be able to negotiate broader coverage for your client.

3 Exposures to Consider on a Builder's Risk Insurance Policy

The resurging construction industry means that builder's risk submission activity is on the rise. As such, it's important to understand this line of business. Here's an overview of some things to consider on a builder's risk policy.

Four Factors that Determine Pricing For Liquor Liability Insurance Coverage

Liquor liability is a complex coverage that is becoming increasingly difficult to procure, but with a proper understanding of the type of risk, venue and location, you can more effectively position your clients for success with underwriters.

Four Reasons Why Reference Based Pricing Could Become the Norm for Self-Insured Employer Groups

Ever increasing health care costs are a concern for both employers and their employees today. One of the factors driving health care costs ever skyward is the lack of standardized pricing for services and procedures performed on a daily basis across the country. Closing the gap with reference-based pricing could help reduce that price variance.

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